Tampa Consumer Protection Attorney Serving St. Petersburg, Sarasota,New Tampa, Clearwater, Wesley Chapel, Brandon & Throughout the State of Florida
Consumer Protection Law is an umbrella term that describes both federal and state laws enacted to limit abuses inherent in the common law mantra of "buyer beware". Whether a credit card company has hidden extra costs in the confusing language of a contract, or a collections agency is making embarrassing collection calls to your work, big businesses and creditors are becoming increasingly sophisticated in the way they solicit and collect from consumers. Legislators have recognized the advantages they hold over the single consumer and have enacted numerous laws aimed at curbing these injustices. However, due to the complexity of the law and sophistication of businesses and creditors, having a consumer protection attorney on your side has become a virtual necessity for an effective consumer protection action. Allow Yesner & Boss, P.L. to be your full service consumer protection attorney.
Here are some of the areas of Consumer Protection Law in which Yesner & Boss, P.L. can assist you:
- Fair Debt Collections Practices Act
The FDCPA is a federal law that protects consumers from creditors' use of "abusive, deceptive, and unfair debt collection practices" which became methods used by creditors to maximize their profits.
- Florida Consumer Collection Practices Act
The FCCPA is a state law that mirrors the federally enacted FDCPA. Some violations may fall under both statutes and two separate actions may be maintained under each statute for the same violation. Under both the FDCPA and FCCPA, a consumer can recover actual damages, statutory damages up to $1,000 and attorney's fees and costs. Statutory damages are determined based on the nature of the violation and whether it was intentional.
- Identity Theft
Identity Theft is an typically an electronic crime in which your personal information is used for the purpose of obtaining credit in the victim's name, access to funds held in the victim's accounts, obtaining credit for other purposes, applying for loans, creating accounts with telephone and utility companies, leasing automobiles, and even applying for a job.
- Predatory Lending/Truth in Lending Act
The main purpose of the Truth in Lending Act is to provide for the informed use of credit by requiring all sellers and lenders to make clear and conspicuous disclosure of all costs in a credit transaction and in any advertisement that includes credit terms.
Regardless if youre in Tampa, St Petersburg, Brandon, Sarasota, New Tampa or anywhere else in the State of Florida put Yesner & Boss, P.L. in your corner and let our consumer protection attorneys guide you through these complex laws to ensure that your rights are protected.
To set up your free consultation with a trusted Tampa consumer protection attorney, contact Yesner & Boss, P.L. today.
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