How to File for Bankruptcy - Information from a Tampa Bankruptcy Attorney
If financial problems have left you and your family in a bind, you may have done the research, spoken with a Tampa bankruptcy attorney, and determined that filing for bankruptcy is the right solution. But that's just the beginning – filing for bankruptcy can be much more difficult and complex than you think.
The first step is to determine which chapter of bankruptcy you'll be filing. Your Tampa bankruptcy attorney can help you with this decision, but as an individual, your choices will come down to either Chapter 7 bankruptcy or Chapter 13 bankruptcy. A Chapter 7 bankruptcy is often referred to as a "liquidation" bankruptcy, while Chapter 13 is commonly known as a "repayment" bankruptcy. You'll also need to take into account the cost of filing fees, as well as your attorney fees. It costs $299 to file a Chapter 7 bankruptcy and $274 to file Chapter 13 bankruptcy, and while you may balk at the idea of hiring a Tampa bankruptcy attorney, an experienced bankruptcy lawyer is often much cheaper than the losses you risk by trying to go it alone. After your Tampa bankruptcy lawyer helps you prepare your bankruptcy petition and file it, you'll then have a meeting with your creditors. This is where a knowledgeable bankruptcy lawyer at your side can be a huge help, as they will fight for your rights during this process.
As you can see, there is a lot involved with filing for bankruptcy. If you want the most experienced, courteous Tampa bankruptcy attorney to help guide you through this process, contact Yesner & Boss, P.L. today and set up a free consultation.
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